Apartment Building Insurance- Seattle WA, Shoreline, Everett, Edmonds, Lynnwood

Seattle, Washington Apartment Insurance is designed to protect apartment building owners against a myriad of things that happen in apartment buildings.  While we insure the apartment building itself, we also provide insurance for other property that belongs to the building owners.   When a loss happens, the apartment building ownership will likely loss out on rents as the apartment building is repaired.  We insurance this “loss of rents” as well as add special coverage based on the age and type of apartment building.

Apartment building owners face additional code and regulation issues due to their occupancy.  For many apartment buildings, it is important to add Ordinance and Law Coverage. While this is not automatically included in policies, this coverage can provide for the additional costs to bring undamaged portions of the apartment building up to current code (fire sprinklers, etc), pay for demolition costs to undamaged portion if needed to be brought to code and additional costs to damaged portion to amend construction to meet current code.

Because we do business with more than 30 insurance companies, we have access to the best coverage and PRICES available.  When looking for options for your apartment building, please visit our webpage to contact us or to request a quote.

Restaurant, Hotels and Motels- Insurance and the devil in the details

Providing Insurance for the hospitality industry is something that we do a lot of here at Insurance Services Group.   When it comes to insurance for Restaurants, Hotels or Motels, many insurance companies can do a fine job insuring Property such as the building(s), contents and loss of income.  Many of those same insurance companies do a nice job writing General Liability Insurance for motels, hotels and restaurants at good premiums. 

Some of those same companies however, don’t measure up upon review of the details.   Working with an agent that understands the intricacies of your business is critical to in getting the best possible protection for your business.  In most cases we improve coverage and pricing from existing policies. 

Of Course, not all insurance policies are created equal and it’s important to do business with an agency that understands the unique insurance coverage businesses owners require.   Most insurance companies don’t include important coverage extensions.  For a few extra dollars per month, all hospitality businesses should consider these types of extensions of insurance coverage:

Business Income from Dependent Properties

Expediting Expenses

Credit Card Forgery

Food Contamination

Spoilage

Guest Evacuation Expenses

Guest Relocation and Reimbursement

Reservation Systems Coverage

Automatic Extinguishing System Discharge

Damage to Customers Autos- Valet

Wine at Menu Pricing Endorsement

Tips as Business Income

If your business could us a review of coverage or you want to make sure you receiving the best price, call 800-688-7051, email or visit our website to request a comparison.

Taste of Edmonds: Parking at Insurance Services Group

For you restaurant, festival and event fans, the Taste of Edmonds is getting ready to open!

As many of you know this is a popular event with restaurants, community organizations, arts and craft vendors, a beer garden and multiple musical acts.   Edmonds sees an influx of people from Seattle, Lynnwood, Everett and throughout Washington. Parking can sometimes be difficult with businesses packed and residential streets full.

Since the entrance to this restaurant and community festival is literally 100 feet from our Edmonds Insurance office, we want to offer our <Facebook friends a special deal- Saturday or Sunday- Park for FREE in our lot.

It’s easy- Like our Facebook page http://www.facebook.com/SmarterInsurance/ ,   print out a copy, leave it on your dash and park in our lot! (located on the South side of our office at 600 Main Street)

Come visit some of our restaurant insurance clients as well as community organizations, arts and craft vendors and more. For more info visit: http://www.atasteofedmonds.org/

 

Washington Restaurant Insurance- Get a Better Rate

In the current economy many of our restaurateurs have seen reduced food sales and changes in the percentage of food to liquor receipts. While Seattle has not been affected as much as other parts of the State of Washington; General Liability, Liquor Liability and Property insurance rates are all affected by this ratio. Did you know you can get a better rate just by asking?

In Seattle and throughout Washington there are over 17 different restaurant insurance programs. Our insurance programs all have different thresholds to help restaurateurs’ get the coverage they need at the very best premium.

For Seattle, Bellevue or Everett Restaurant Insurance complete a quote request or call us at 800-688-7051.

Bowling Centers and Liability

Bowling centers are increasing in popularity around the world. It makes sense – they can provide honest, friendly entertainment for family children, teens, and the elderly. They are truly a community space. Like most entertainment and food service facilities, bowling centers have liability and exposure. It’s crucial to stay protected against everything from various workers comp claims to the accidents that inevitably stem from athletic activity or serving of alcohol. Optimizing your California bowling center insurance, Oregon bowling center insurance, Washington bowling center insurance, Idaho bowling center insurance, or Seattle bowling center insurance is crucial to mitigating litigation and operational expenses. If you have questions about the many types of coverage specific to the bowling industry or the West Coast or Pacific Northwest, contact us.

Top 3 Seattle Insurance Blogs

Now that we’ve been blogging for a little while about Seattle Insurance and Pacific Northwest Insurance, we thought it would be a good time to point you in the direction of some of our most popular blogs. Hopefully they provide you with insight into the complex but very important world of insurance coverage. If you have any questions about them, feel free to contact us.

• Washington Health Insurance
• Bowling Center Insurance
• Seattle Property Insurance

For insightful discussion on the pertinent detail of Seattle Insurance, Washington Insurance, Oregon Insurance, California Insurance, Idaho Insurance, and general Pacific Northwest insurance, check back soon!

Insurance Services Claims Center

For clients and prospective clients of Insurance Services Group, we wish to avail ourselves 24 hours a day, 7 days a week. Our claims center can handle a variety of issues including:

• Seattle Business Insurance
• Washington Business Insurance
• Oregon B&B Insurance
• Idaho B&B Insurance
• California Bowling Center Insurance
• Seattle Auto Insurance
• Washington Auto Insurance
• And more…

Visit our claims center here.